Helping people find their Key solution.
With over a hundred years of combined experience in the finance industry, when you work with Key you can be confident that you’re working with a team that has the knowledge and expertise to deliver.
Take a look at our case studies below to see just how transformative access to the right funding and support can be.
Helping a Business Owner Build a Buy-to-Let Portfolio Using Trading Company Profits
We supported a successful business owner in using retained profits within his trading company to purchase his first and second buy-to-let investment properties. Despite having no prior landlord experience and facing lender restrictions around repeat purchases within 12 months, we secured a combined 70% loan-to-value funding through carefully selected lenders. This enabled the client to grow his property portfolio efficiently while retaining momentum in his investment strategy
Unlocking Capital from an Unencumbered Semi-Commercial Property
We helped an experienced landlord unlock capital from his unencumbered semi-commercial property in Leeds, overcoming challenges including cash-based rental income, the need for a formal commercial lease with his trading business, and Land Registry title irregularities. By working closely with the client, solicitor, and lender, we secured 75% LTV borrowing on a 5-year fixed rate within four months, enabling the client to fund further property acquisitions and grow his income streams.
Guiding a dentist through his first practice purchase
We supported an experienced dentist in purchasing his first practice in Scotland, securing £720,000 of funding at 80% loan-to-value without requiring personal property security. Despite the absence of freehold assets, we structured a lender-approved solution and negotiated a lease with a future freehold purchase option, providing long-term stability and added value. Our hands-on guidance and flexible availability ensured a smooth completion, even when unexpected challenges arose.
10-Day Bridging Loan Case Study
With just 10 days to secure funds for an auctioned care home, our client turned to Key for a fast solution. We arranged a bridging loan against an unencumbered property in their portfolio, coordinated an urgent valuation, and secured funding within the tight deadline. The purchase was completed on time, and we swiftly transitioned the client to long-term financing within three months.
Government Growth Scheme Case Study
Our client needed £30,000 to expand their lakeside lodge business but faced funding challenges. We secured a flexible Government Growth Scheme loan, enabling successful expansion with affordable repayments and no early repayment charges.